The short version
- Check names, addresses and vehicles first.
- Update mileage, drivers and use.
- Read each coverage line and ask about anything unclear.
Facts to confirm
- Spelling of names and the garaging address.
- Vehicle year, make, model and VIN.
- Listed drivers and any who have moved out or joined.
Numbers to update
- Annual mileage and how the car is used.
- Any changes to the lienholder.
- Any added equipment.
Coverages to read
Look at each limit and deductible. Think about whether they still fit your life.
A note for next year
Write down the renewal date and put a reminder on your calendar a few weeks earlier.
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